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Home Inspections
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4 Point Inspections
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Wind Mitigation Inspections
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Going Beyond The Inspections With Complementary Services That Add Value
A 4-point inspection is a targeted evaluation of a property’s four essential systems—roof, electrical, plumbing, and HVAC. Often required by insurance companies for older homes, it assesses the condition and potential risks of these critical components. The purpose is to verify that the systems are in good working order and do not present safety or liability concerns.
A standard home inspection provides a comprehensive evaluation of the entire property, while a 4-point inspection focuses specifically on the roof, electrical, plumbing, and HVAC systems for insurance purposes. Although there is some overlap, a standard inspection does not provide the specific documentation required by insurers. To cover both needs, you can request a 4-point inspection as an add-on to the standard inspection.
If a 4-point inspection fails, the insurance company may deny or limit coverage until the identified issues—typically involving the roof, electrical, plumbing, or HVAC systems—are resolved. Homeowners must address the problems by completing necessary repairs through licensed contractors and schedule a re-inspection to verify the work. Once repairs are confirmed, proof is submitted to the insurer to secure or renew coverage. Promptly handling these issues helps ensure insurability and can prevent higher premiums.
Including Tampa Palms, New Tampa, Carrollwood, Westchase, Brandon, Land O Lakes, Wesley Chapel, Clearwater, St. Petersburg, New Port Richey, and more
