What Is A Wind Mitigation Inspection?

  • Verification of the building features and improvements to mitigate wind-driven damages
  • Created after Hurricane Andrew, not many people in FL know about this
  • Designed to provide discounts on home insurance premiums

What Is Included In A Wind Mitigation Inspection?

The Uniform Mitigation Verification Inspection Form has seven sections.

  • Building Code
  • Roof Covering
  • Roof Deck Attachment
  • Roof to Wall Attachment
  • Roof Geometry (Roof Shape)
  • Secondary Water Resistance
  • Opening Protection

What Improvements Can I Make To Get The Discount On The Home Insurance?

Typical examples of home improvements that can save you on the insurance premium are as follows. 

  • Roofing coverings and installation that meet Florida Building Code
  • Plywood/OSB roof sheathing with minimum thickness of 7/16 inch attached to the roof truss/rafter by 8d common nails spaced a maximum of 6 inches.
  • Metal roof to wall connectors consisting of two separate straps secured with a minimum of 2 nails on front side and a minimum of 1 nail of the opposing side
  • Hip roof shape
  • Secondary Water Resistance under the roof covering 
  • Verified impact resistant cover for all openings

I Have A Home Built After 2004. Do I Still Need A Wind Mitigation Inspection?

  • Any homes built prior to 2002
  • The discounts for the home built after 2002 are built in a quote already. 
  • The proof of opening protection is required regardless of the year the house was built.

100% of the inspection companies will give you a discount of having a Wind Mitigation Inspection done at the same time when you order a general home inspection. If separated, you may have to pay two to three times more.

In the Wesley Chapel or New Tampa FL area and looking for more information? Feel free to contact us. 

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